Small claims under £10,000 · England & Wales

Get what you’re owed.

Unpaid invoices, returned deposits, rent arrears, dodgy builders. CourtPilot walks you through court using the latest AI — without paying a solicitor £300 an hour to do it.

Or start with the £29 Claim Pack — letter, particulars and N1 for one claim →

✓ No sign-up to start
✓ 2-minute case check
✓ Built on the CPR
Powered by AI ✓
CourtPilot case dashboard on mobile
1 in 5
Assessments where we tell you not to bother. We’d rather lose £29 than waste your week.
14 days
The CPR pre-action protocol gives recipients 14 days to respond to a Letter Before Action. Most do.
£97
All-in for what CourtPilot does. A solicitor charges that in 20 minutes. Court fees are paid separately to HMCTS.
Step one

Start with the Claim Pack. It’s £29 and it works.

A proper letter before claim — drafted to the pre-action rules, signed by you, posted or emailed by you — with the particulars and the N1 ready if they don’t pay. Most disputes settle right here.

1
Answer a handful of questions about your dispute — five minutes, tops.
2
We draft the letter, with the right citations and the right deadline (14 or 30 days), plus the claim documents.
3
You download, print, and post. Or send by email if that’s how you’ve been dealing.
9:415G
Letter Before Action×
DRAFT · 13 May 2026
Re: Unpaid invoice 2271 — £2,400

Dear Sir or Madam,

I write before issuing a claim in the County Court Money Claims Centre. On 03 March 2026 I supplied services pursuant to invoice 2271 in the agreed sum of £2,400.00, payment of which remains outstanding.

In accordance with the Practice Direction on Pre-Action Conduct, this letter affords you 14 days to settle…

Amount
£2,400
Deadline
27 May
Pages
2
Status
Ready
Download & send →
If they don’t pay

Take it all the way — for one flat fee.

If the claim is defended, upgrade to the full toolkit. Witness statement, court bundle, hearing script, enforcement guidance — everything you need to see it through.

✓
Particulars of Claim drafted to CPR Part 16, ready for Money Claim Online.
✓
Witness statement and evidence bundle, paginated and indexed.
✓
A hearing-day script — what to say, in what order, with the case law to hand.
✓
Six lawful ways to enforce a judgment, if it gets that far.
50
pages
indexed
In the County Court at SheffieldClaim No. F47YJ221
Trial Bundle
ClaimantMR KING
—v—
DefendantFITLIFE GYM GROUP LTD

  • APleadingsp. 1 — 6
  • BMediationp. 7 — 10
  • CCorrespondencep. 11 — 18
  • DEvidencep. 19 — 38
  • EWitness Statementsp. 39 — 46
  • FTimelinep. 47 — 50
  • A
  • B
  • C
  • D
  • E
  • F
Hearing script
What to say, in order
  • 1. Introduce yourself to the bench.
  • 2. State the agreed sum and date.
  • 3. Refer to bundle p. 22, Section D.
FILED
CPR §27
14 May 2026
Pricing, in one breath

The £29 isn’t lost. It’s a deposit.

Try the Claim Pack first. If the dispute settles — great, you’re done. If it is defended, the £29 comes off the full toolkit within 60 days.

01 · Today
£29
Claim Pack
The letter, the particulars and the N1 for one claim. You sign and send. Most recipients respond within the deadline.
02 · If they don’t pay
£97
Upgrade to the toolkit
Everything below — minus the £29 you already paid. Credited within 60 days, so your net cost stays £97.
03 · Either way
£97
Total. Ever.
One-off. No subscription. No hourly rate. No upsells. Yours for life. Court fees are paid separately to HMCTS — see pricing for the table.
Not owed money?

You might still be owed a refund.

Homes in England and Wales were banded for council tax in 1991 and 2003, and some were banded wrong. Checking yours is free and takes a postcode.

Check your band free →
Being chased instead?

A private parking charge is not a fine.

It is a contract claim, and the company has to follow strict time limits to make the keeper pay. The free checker tests the dates on your letters and gives you your next deadline.

Check your parking charge free →
What people bring us

If it’s a small claim, we’ve seen it.

Distribution from 323 real case checks completed since December 2025. Unpaid invoices and rent arrears top the list — and we’re best at the rent ones.

22%
Debt recovery
Unpaid invoices, lent money, services delivered and not paid for.
12%
Rent arrears
Our best segment. Average claim £3,400. See the playbook →
9.3%
Consumer disputes
Faulty goods, services not as described. Consumer Rights Act 2015.
9%
Poor workmanship
Builders, plumbers, decorators. Work abandoned, work not to spec.
8%
Vehicle disputes
Used-car defects, dealership disputes, hidden faults.
6.8%
Faulty goods
Phones, appliances, furniture — refunds and replacements.
6.8%
Contract breach
Supplier failures, partnership disputes, agreed work undelivered.
26%
Everything else
Deposit disputes, holiday claims, neighbour disputes, and the long tail.
Worked example

£2,400 back. No solicitor.

You’ve been chasing a £2,400 invoice for six months. You send the CourtPilot letter on Tuesday. By Friday the full amount lands in your account — £29, and you got lucky. If they’d ignored it, the particulars and the N1 were already in your pack; and if they defend it, the same workspace builds the evidence bundle and preps you for the hearing: £97 all-in, with your £29 credited, and the court fee added to what they owe you if you win.
See us on Trustpilot
£2,400
Recovered without proceedings
3 days
From letter sent to money in account
£29
Your cost when the letter alone works

Illustrative example based on the kind of outcome a strong, properly-evidenced unpaid-invoice case can have on a Letter Before Action. Not a specific customer. When a letter alone doesn’t settle it, the toolkit takes the same case through filing, evidence and hearing for £97 total.

The maths

A solicitor charges by the hour.
We charge once.

Solicitor figures from typical undefended-claim engagement letters, high-street firms in England & Wales, 2024–25. Court fees not included on either side.

Step of procedure
With a solicitor
With CourtPilot
Letter Before Action
£250 — 350
Included
Particulars of Claim & N1 form pack
£600 — 900
Included
Witness statement & evidence bundle
£500 — 800
Included
Hearing preparation & script
£600 — 1,000
Included
Enforcement of judgment
£300 — 500
Included
Total, typical
£2,250 — 3,550
£97

Range based on typical undefended small-claims of £2,500–£7,500. Solicitor figures assume associate-level rates; partners are higher. CourtPilot is a document-preparation service. We are not a law firm and do not give legal advice.

Questions, plainly answered

Things people ask us before signing up.

Is CourtPilot a law firm?+

No, and we’re upfront about it. We’re a document-preparation service. We draft letters, claim forms, witness statements, and court bundles to the procedural standard the Civil Procedure Rules require. We don’t represent you in court — you do, as a litigant in person.

Why is it so much cheaper than a solicitor?+

Because we don’t charge by the hour. Most small claims follow a tightly-defined procedure — Letter Before Action, particulars, statement, bundle, hearing. We’ve automated the drafting from your evidence. The thinking is still yours. The hours billed are not.

Can’t I do all this myself on MCOL for free?+

You can — Money Claim Online is the government’s filing portal and it’s free beyond the court fee. But MCOL is where you file; it doesn’t draft anything. The protocol letter, CPR-compliant particulars, evidence bundle, witness statement and hearing prep are all on you. That’s the part we do — you still file on MCOL yourself, with the right documents in hand.

What happens to the £29 if I upgrade?+

It’s credited in full toward the £97 toolkit if you upgrade within 60 days, so your total cost stays £97 — never £29 + £97.

What if my claim is over £10,000?+

The small-claims track tops out at £10,000 in England & Wales. Above that you’re into the fast-track or multi-track, costs are recoverable, and you should instruct a solicitor. We’ll tell you at the case-check stage.

Will I have to go to court?+

Most claims settle before hearing — many after a Letter Before Action, another good chunk after the claim is issued. Of the cases that do reach hearing, small-claims hearings are informal: a district judge, you, and the other party. We’ll write you a script.

Do you handle Scotland or Northern Ireland?+

Not yet. CourtPilot is built for the County Court of England & Wales. The procedure in Scotland and Northern Ireland is different, and we’d rather build it properly than fudge it.

Two minutes

Find out if it’s worth pursuing.

No sign-up. No card. Just a verdict on jurisdiction, time-bar, evidence, and the next step you should take.

“One of the first of a new generation of packaged AI solutions”— Chris Dawson, ChannelX